[Verse 1] There's a special kind of fund that's built to last Endowments and foundations, growing from the past Universities and charities need money every year But they want their principal to never disappear [Chorus] Forever funds, forever goals Spend the growth but keep it whole Balance today with tomorrow's needs Forever funds plant lasting seeds Principal stays, the income flows That's how perpetual giving grows [Verse 2] Endowments serve the schools and institutions Foundations give to causes, charitable solutions They both follow rules that keep them going strong A spending rate that's careful, planned to last lifelong [Chorus] Forever funds, forever goals Spend the growth but keep it whole Balance today with tomorrow's needs Forever funds plant lasting seeds Principal stays, the income flows That's how perpetual giving grows [Bridge] Five percent is typical, the spending rate they choose Inflation eats away, so they can't afford to lose Investment returns must beat the money they give out Or future generations will go without [Verse 3] Current beneficiaries want funding right away But future needs matter for another day The board must balance present good with years ahead Sustainability keeps the mission fed [Chorus] Forever funds, forever goals Spend the growth but keep it whole Balance today with tomorrow's needs Forever funds plant lasting seeds Principal stays, the income flows That's how perpetual giving grows [Outro] Perpetuity's the key, forever they must be Endowments and foundations, giving generously
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