Portfolio Diversification Basics

Investment Management and Portfolio Theory · 4:02

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Lyrics

[Verse 1]
Sarah put her money in just one stock alone
When that company fell down, she lost her home
But her friend Mike spread his cash around
Different sectors, different ground
When one went down, others stayed strong
That's diversification all along

[Chorus]
Don't put all eggs in one basket, that's the golden rule
Mix your investments up, use the correlation tool
When assets move apart, risk goes down the chart
Diversify your way, to a safer portfolio day
Spread it out, spread it out, that's what it's all about

[Verse 2]
Correlation tells the tale of how investments dance
Positive means they move together, taking the same chance
Negative correlation is the key you want to find
When one goes up, the other's down, now that's peace of mind
Zero correlation means they move their separate ways
Perfect for reducing risk in volatile market days

[Chorus]
Don't put all eggs in one basket, that's the golden rule
Mix your investments up, use the correlation tool
When assets move apart, risk goes down the chart
Diversify your way, to a safer portfolio day
Spread it out, spread it out, that's what it's all about

[Bridge]
Stocks and bonds, foreign lands
Real estate and commodities in your hands
Industry sectors, company size
Geographic regions, that's how wealth multiplies
The math is clear, when you combine
Uncorrelated assets, your risk declines

[Verse 3]
Ten percent in tech, fifteen in healthcare stocks
Some emerging markets, some solid blue-chip rocks
Government bonds for stability's sake
REITs for real estate, whatever it may take
The magic happens when you blend them all
Individual risk begins to fall

[Chorus]
Don't put all eggs in one basket, that's the golden rule
Mix your investments up, use the correlation tool
When assets move apart, risk goes down the chart
Diversify your way, to a safer portfolio day
Spread it out, spread it out, that's what it's all about

[Outro]
Portfolio theory proved it's true
Diversification works for me and you
Lower risk with same return
That's the lesson we all must learn

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