Matrix Pricing for Illiquid Bonds

Fixed Income Analytics · 4:17

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Lyrics

[Verse 1]
When bonds don't trade and prices hide
The market's thin, no bids in sight
Illiquid bonds need special care
We'll find their worth with methods fair
Look around for bonds alike
Same rating, term, and credit type

[Chorus]
Matrix pricing, find the way
Comparable bonds will light the day
Interpolate between the lines
Credit spread and yield combines
Matrix pricing, don't you see
Valued bonds through similarity

[Verse 2]
Take a bond that's five years long
But trading data's weak or wrong
Find a three-year, find a seven
Both are trading, that's our heaven
Draw a line between their yields
The five-year price this method yields

[Chorus]
Matrix pricing, find the way
Comparable bonds will light the day
Interpolate between the lines
Credit spread and yield combines
Matrix pricing, don't you see
Valued bonds through similarity

[Bridge]
Credit rating must align
Industry and structure fine
Government curve as our base
Add the spread to find the place
When the market's dark and quiet
Matrix keeps our books compliant

[Verse 3]
Say our bond yields six percent
But is that number really meant?
Check the sector, check the grade
See what similar bonds have paid
Benchmark plus the credit spread
That's how matrix bonds are read

[Chorus]
Matrix pricing, find the way
Comparable bonds will light the day
Interpolate between the lines
Credit spread and yield combines
Matrix pricing, don't you see
Valued bonds through similarity

[Outro]
When liquidity runs dry
Matrix pricing gets us by
Fair value from the bonds we know
That's how illiquid pricing flows

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