[Verse 1] The board sits down to map the way How much risk can we take today Appetite is what we choose to bear For the rewards that we declare It's the hunger for the upside gain The level where we'll play the game [Chorus] Appetite asks "How much do we want?" Tolerance says "How much can we hunt?" A-P-P means the boundary we set T-O-L means the limits we won't forget Appetite's the target zone we seek Tolerance is the maximum peak [Verse 2] When markets shift and pressures rise Tolerance shows our compromise It's the ceiling we cannot exceed The safety net for every deed Above this line we must retreat Before the risk makes us complete [Chorus] Appetite asks "How much do we want?" Tolerance says "How much can we hunt?" A-P-P means the boundary we set T-O-L means the limits we won't forget Appetite's the target zone we seek Tolerance is the maximum peak [Bridge] Communicate down every floor Make sure everyone knows the score Dashboard metrics, traffic lights Green means go, red means flight Yellow warns we're getting close To the threshold that matters most [Verse 3] Establish thresholds crystal clear Quantify what we hold dear Revenue swings and credit loss Operational risks we cannot cross Document well and review each year Keep the message loud and clear [Chorus] Appetite asks "How much do we want?" Tolerance says "How much can we hunt?" A-P-P means the boundary we set T-O-L means the limits we won't forget Appetite's the target zone we seek Tolerance is the maximum peak [Outro] Two concepts working hand in hand Appetite and tolerance planned Guide the ship through stormy weather Risk and reward bound together
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