Implied Volatility and Volatility Patterns

Fixed Income and Derivatives Mastery · 3:46

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Lyrics

[Verse 1]
Market prices hold a secret deep inside
Black-Scholes gives us numbers we can't hide
But flip the formula, work it in reverse
Find the volatility the market does rehearse
When traders buy and sell their option plays
They show us what they think the future pays

[Chorus]
Implied vol, implied vol
What the market thinks will be
Not the past but crystal ball
Forward-looking, can't you see
Smile and skew, smile and skew
Patterns dancing left and right
Higher strikes and lower too
Tell us where the fear takes flight

[Verse 2]
Start with option price that's trading on the floor
Plug in strike and spot and time and nothing more
Interest rates and dividends complete the set
Black-Scholes backwards gives the vol we get
This implied volatility we found
Shows market sentiment that's underground

[Chorus]
Implied vol, implied vol
What the market thinks will be
Not the past but crystal ball
Forward-looking, can't you see
Smile and skew, smile and skew
Patterns dancing left and right
Higher strikes and lower too
Tell us where the fear takes flight

[Bridge]
Volatility smile curves up on both ends
Out-of-money options where the pattern bends
At-the-money lower, that's the smile we see
Crash fears and jump risks drive asymmetry
Skew means puts cost more than calls today
Downside protection traders want to pay

[Verse 3]
Time to expiration adds another layer
Near-term options show what short-term players
Think will happen in the weeks ahead
While longer terms show different fears instead
Term structure maps the vol across the time
Each expiry has its own design

[Chorus]
Implied vol, implied vol
What the market thinks will be
Not the past but crystal ball
Forward-looking, can't you see
Smile and skew, smile and skew
Patterns dancing left and right
Higher strikes and lower too
Tell us where the fear takes flight

[Outro]
From market prices to implied we go
Reading trader minds in patterns that they show
Volatility surface tells the complete tale
Of market expectations without fail

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