Cost of Equity - Dividend Discount Model

Corporate Finance Fundamentals · 3:05

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Lyrics

[Verse 1]
When investors buy a stock they want to know
What return they should expect their money to grow
The cost of equity tells us the rate they demand
For the risk that they take with cash in hand

If dividends flow year after year
There's a model that makes the math crystal clear
Take the payment per share that's coming next
Divide by the price plus growth to connect

[Chorus]
Dividend Discount Model shows the way
Required return equals D-one over P
Plus the growth rate g that stays
D-one over P plus g is the key
That's the cost of equity

[Verse 2]
D-one is the dividend expected next year
Not the one that was paid when last reports were here
P is current stock price trading today
G is growth rate that's here to stay

This formula works when conditions align
Dividends are paid in a steady line
Growth rate is stable and reasonable too
Not too high or the math won't be true

[Chorus]
Dividend Discount Model shows the way
Required return equals D-one over P
Plus the growth rate g that stays
D-one over P plus g is the key
That's the cost of equity

[Bridge]
When to use this method well
Mature companies with dividends to tell
Steady payouts year by year
Moderate growth rates crystal clear

Not for firms that pay nothing out
Not when growth rates jump about
Best for utilities banks and more
Stable dividend paying store

[Chorus]
Dividend Discount Model shows the way
Required return equals D-one over P
Plus the growth rate g that stays
D-one over P plus g is the key
That's the cost of equity

[Outro]
Next year's dividend divided by price today
Add the growth rate and you're on your way
To finding what investors expect to earn
The cost of equity lesson learned

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