Modigliani-Miller With Taxes

Corporate Finance Fundamentals · 3:19

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Lyrics

[Verse 1]
Two professors had a theory back in fifty-eight
Said capital structure doesn't change your company's fate
But then they looked at taxes and they changed their mind
Interest payments save you money, here's what they designed

[Chorus]
Tax shield, tax shield, debt can be your friend
Interest payments lower what you pay and send
To the government each year, deductions make it clear
M and M with taxes says leverage has its cheer
Tax shield, tax shield, multiply your rate
By your debt amount, that's the value you create

[Verse 2]
When you borrow money, interest goes on your expense
Uncle Sam takes thirty percent, that's your defense
If you pay a hundred thousand in interest each year
Thirty thousand tax savings will magically appear

[Chorus]
Tax shield, tax shield, debt can be your friend
Interest payments lower what you pay and send
To the government each year, deductions make it clear
M and M with taxes says leverage has its cheer
Tax shield, tax shield, multiply your rate
By your debt amount, that's the value you create

[Bridge]
But remember there's a limit to this debt financing game
Bankruptcy costs rise as your risk becomes untame
The optimal structure balances the shield against the cost
Too much debt means benefits will surely be lost

[Verse 3]
Modigliani Miller showed us debt creates some worth
Through the tax deductibility that gives your firm rebirth
Value of the levered firm equals unlevered plus the shield
Tax rate times your debt amount shows the benefit you'll yield

[Chorus]
Tax shield, tax shield, debt can be your friend
Interest payments lower what you pay and send
To the government each year, deductions make it clear
M and M with taxes says leverage has its cheer
Tax shield, tax shield, multiply your rate
By your debt amount, that's the value you create

[Outro]
So remember this equation when you're structuring your deals
Interest tax deductibility is what the tax shield reveals

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