[Verse 1]
Take your insurance folder out
Time to see what it's about
Black swan storms are coming near
Are you covered like you think, my dear?
Map each policy line by line
Against those scenarios so fine
Flood and cyber, market crash
Will your coverage turn to ash?
[Chorus]
Audit, audit, check it twice
Real versus assumed, that's the price
Coverage gaps and fine print traps
Exclusions hiding in the maps
What you think and what you get
Two different things, don't forget
Audit, audit, know the truth
Before the storm removes the roof
[Verse 2]
Language matters, words are key
Ambiguous clauses you can't see
"Acts of God" sounds pretty wide
But lawyers know where loopholes hide
Estimate the real amount
Not the face value account
Deductibles and co-pays too
Change the math that covers you
[Chorus]
Audit, audit, check it twice
Real versus assumed, that's the price
Coverage gaps and fine print traps
Exclusions hiding in the maps
What you think and what you get
Two different things, don't forget
Audit, audit, know the truth
Before the storm removes the roof
[Bridge]
Pandemic clause, cyber breach
Business interruption reach
Force majeure, what does it mean?
Read between the lines unseen
Assumed one hundred, real thirty
That's the gap that makes it dirty
[Chorus]
Audit, audit, check it twice
Real versus assumed, that's the price
Coverage gaps and fine print traps
Exclusions hiding in the maps
What you think and what you get
Two different things, don't forget
Audit, audit, know the truth
Before the storm removes the roof
[Outro]
Map your policies today
Know the games that insurers play
Black swan planning starts right here
With coverage that's crystal clear