[Verse 1] When the market won't cover what you fear most Traditional insurance leaves you exposed Build your own captive, take control of the risk Capital commitment but flexibility's crisp Self-insurance reserves, simpler to start Dedicated funds to protect your heart [Chorus] Beyond traditional, we're thinking ahead Captive and parametric, contractual thread When black swans circle, don't wait for the storm Transfer the risk, keep your business warm C-A-P, that's the way to be Captive, parametric, contractually free [Verse 2] Parametric pays when the trigger hits hard No loss assessment, no claims that are scarred Earthquake magnitude, currency falls Pandemic indices answering the calls Days not years to get your payout That's what parametric is all about [Chorus] Beyond traditional, we're thinking ahead Captive and parametric, contractual thread When black swans circle, don't wait for the storm Transfer the risk, keep your business warm C-A-P, that's the way to be Captive, parametric, contractually free [Bridge] Force majeure clauses poorly designed Twenty-twenty taught us we were blind Material adverse change provisions Price adjustments, currency decisions Draft your contracts with black swans in mind Leave no loopholes for risk to find [Verse 3] Currency denomination protects your trade Price adjustment mechanisms professionally made Transfer the risk through contractual art Every clause playing its vital part Post-pandemic we've learned to write Contracts that work when everything's not right [Chorus] Beyond traditional, we're thinking ahead Captive and parametric, contractual thread When black swans circle, don't wait for the storm Transfer the risk, keep your business warm C-A-P, that's the way to be Captive, parametric, contractually free [Outro] When the unexpected comes to play These tools will guide you through the fray Beyond traditional, that's the modern way Protecting business every single day
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