Exercise 5.2: Layered Risk Transfer Design

Black Swan Risk Management · 4:27

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Lyrics

[Verse 1]
When the cyber breach hits at midnight hour
And your systems fall like a house of cards
Five layers deep we'll build our power
To shield our business when crisis starts
First layer's prevention, sensors standing guard
Firewalls and training, making hackers work hard
Cost fifty thousand for the monitoring suite
But it's worth the price when our defense is complete

[Chorus]
Five layers deep, that's how we plan
Prevention, mitigation, transfer, and span
Reserve and recover, each one has its place
When black swans arrive, we're ready to face
Layer by layer, we build our wall
Five layers deep will save us all

[Verse 2]
Second layer kicks in when prevention fails
Mitigation limits the damage done
Backup systems and redundant trails
Cost one hundred grand but we're not done
When downtime hits thirty minutes or more
That's when layer two opens its door
Incident response team takes the wheel
Damage containment helps our business heal

[Chorus]
Five layers deep, that's how we plan
Prevention, mitigation, transfer, and span
Reserve and recover, each one has its place
When black swans arrive, we're ready to face
Layer by layer, we build our wall
Five layers deep will save us all

[Verse 3]
Third layer's insurance, risk we transfer out
Cyber coverage worth ten million strong
When losses exceed what we can't live without
The policy pays and keeps us moving along
Premium's costly at two hundred kay
But activates when we lose half our revenue per day

[Bridge]
Fourth layer's reserves, cash we set aside
Emergency fund of five million to ride
When insurance caps out and bills keep coming
Our war chest keeps the business running
Fifth layer's recovery, rebuild and restart
New infrastructure, a fresh new heart

[Chorus]
Five layers deep, that's how we plan
Prevention, mitigation, transfer, and span
Reserve and recover, each one has its place
When black swans arrive, we're ready to face
Layer by layer, we build our wall
Five layers deep will save us all

[Outro]
Each layer triggers on its own timeline
Thirty minutes, one day, one week's decline
Decision trees mapped out in advance
Five layers give our business a fighting chance

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