1 Basis and Amount Realized

U.S. Tax Law Fundamentals · 3:29

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Lyrics

[Verse 1]
When you buy a house or stock or car
Your cost basis tells you where you are
It's the price you paid to get it done
Plus improvements when it's all said and done
But basis changes through the years
Depreciation makes it clear
Adjusted basis is the key
To calculate what profit you'll see

[Chorus]
Basis in, basis out
That's what Section Ten-Oh-One's about
Amount realized minus basis true
Equals gain or loss for me and you
Gift it, inherit, buy or sell
Basis rules will serve you well
One-Oh-Fourteen, One-Oh-Fifteen
The clearest tax code you've ever seen

[Verse 2]
When someone gives you property
It's not as simple as can be
The donor's basis carries through
That's carryover basis for you
But if the value's fallen down
A dual-basis rule comes around
Donor's basis for the gain
Fair market value for the pain

[Chorus]
Basis in, basis out
That's what Section Ten-Oh-One's about
Amount realized minus basis true
Equals gain or loss for me and you
Gift it, inherit, buy or sell
Basis rules will serve you well
One-Oh-Fourteen, One-Oh-Fifteen
The clearest tax code you've ever seen

[Bridge]
Death brings a different game
Stepped-up basis breaks the chain
Fair market value on that day
Wipes the old basis away
When you buy a bundle deal
Allocate to make it real
Relative fair market weight
Makes each asset's basis straight

[Verse 3]
Multi-assets in one buy
Don't let the math make you cry
Take the total that you paid
Allocate by value grade
If the building's worth twice the land
Two-thirds basis is what you'll command
Proportion rules the allocation game
Every asset gets its claim

[Chorus]
Basis in, basis out
That's what Section Ten-Oh-One's about
Amount realized minus basis true
Equals gain or loss for me and you
Gift it, inherit, buy or sell
Basis rules will serve you well
One-Oh-Fourteen, One-Oh-Fifteen
The clearest tax code you've ever seen

[Outro]
Remember these three simple ways
Carryover gift, stepped-up death, cost basis pays
Adjust it up, adjust it down
Basis is the best friend you've found

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