Convexity Adjustment and Calculations

Fixed Income: Bonds and Portfolio Management · 3:24

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Lyrics

[Verse 1]
When bond prices move, duration's our guide
Estimates the change when yields shift side to side
But when the moves get big, something's not right
Duration alone leaves us short in our sight
The curve is not straight, it bends like a bow
That's where convexity helps our knowledge grow

[Chorus]
Convexity adjustment makes it right
Duration plus convex gives better sight
Half times convex times yield change squared
Add it to duration, now you're prepared
C-O-N-V-E-X makes the curve complete
Better price estimates, can't be beat

[Verse 2]
Start with duration, multiply by yield change
Then comes convexity to extend the range
Take half the convexity, don't forget that rule
Times yield change squared, it's a powerful tool
Add them together for the total effect
Price change estimate that's more correct

[Chorus]
Convexity adjustment makes it right
Duration plus convex gives better sight
Half times convex times yield change squared
Add it to duration, now you're prepared
C-O-N-V-E-X makes the curve complete
Better price estimates, can't be beat

[Bridge]
When yields move small, duration's okay
But big moves need convexity's way
Fifty basis points or more you see
That's when you need convexity
The bigger the move, the more it counts
Accuracy is what it amounts

[Verse 3]
Formula's simple, easy to recall
Duration effect plus convexity for all
Negative duration times the yield shift
Plus half convexity gives prices a lift
The second-order effect smooths the curve
Giving bond traders what they deserve

[Chorus]
Convexity adjustment makes it right
Duration plus convex gives better sight
Half times convex times yield change squared
Add it to duration, now you're prepared
C-O-N-V-E-X makes the curve complete
Better price estimates, can't be beat

[Outro]
When the market moves and yields take flight
Convexity adjustment makes it right
Remember the formula, keep it near
Half times convex makes the path clear

← Bond Convexity Explained | Negative Convexity in Callable Bonds →