[Verse 1]
October twenty-eight, the House said yes to care,
duty of care for the feeds, now the Senate's got the chair,
committee drops its word on the twentieth of November,
till then it's just a draft, a stone unset in amber.
Across the water NZ locked the card fee frame,
seven-tenths to one-point-five, that's the final claim,
the draft had it lower, half a point to start,
they tightened up the floor before it hit the chart,
twenty-two April, twenty-seven, that's the clock,
till then the merchants wait, the gavel hasn't dropped.
[Chorus]
Curated, not complete, four corners on the map,
Australia, NZ, UK, Canada, that's the gap,
headlines move quick but the ink's still wet,
proposed ain't passed, don't forget.
[Verse 2]
PRA's got a proposal, senior managers in the frame,
comments closing twenty-second of January, same,
second half of twenty-seven if it ever clears the floor,
but Parliament's gotta pass a bill from May, nothing more,
it's a maybe wrapped in policy, a "we'll see" in a suit,
don't go signing off on changes that ain't taken root.
[Verse 3]
Loblaw leaked near two million names in the breach,
OPC didn't fine them, took a promise out of reach,
voluntary commitments, no cash on the table,
independent audit due by next October, stable,
quarterly check-ins keep the whole file open,
Commissioner's watching till every pledge is spoken.
[Chorus]
Curated, not complete, four corners on the map,
Australia, NZ, UK, Canada, that's the gap,
headlines move quick but the ink's still wet,
proposed ain't passed, don't forget.
[Verse 4]
What they skipped: Western Australia pushed its phosphine date,
from next December out to twenty-nine, three years to wait,
and the lead stories here, still waiting on the bell,
PRA's clock, NZ's clock, ringing parallel.
Mark the calendar — budget drops on the fifth in Canada,
CSA consultation shuts its door on the thirteenth, harder,
automated decisions need disclosure come December ten,
APRA's stress-test numbers surface later, not yet, friend.
[Verse 5]
UK's FCA still drafting rules for the crypto trade,
consultation closes March, no verdict yet is made,
EU's AI Act ticks forward, phased across the years,
twenty-six for high-risk systems, that's when the line appears,
don't confuse a hearing with a hammer coming down,
the draft's just a whisper till the gavel's the sound.
Canada's open banking framework still awaits its day,
twenty-twenty-five pilot, then rules come out to play.
[Bridge]
Not in force, not a fine, not the whole frame,
just four files on a desk with the same refrain,
read the date before you quote the claim,
whisper it slow so you don't miss the name.
[Outro]
Curated, not complete, keep that in your pocket,
check the clock before you lock it.