Section 85 Asset Rollovers

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Lyrics

[Verse 1]
Sarah owns a bakery worth three hundred grand
Property and goodness built by her own hand
Wants to incorporate but fears the taxman's bite
Capital gains lurking in the corporate night
Section eighty-five appears like morning dew
Tax-deferred magic if she elects it through

[Chorus]
Roll it over, roll it over
Keep the basis flowing down
Elected amount becomes the bridge
Between old owner and new crown
ACB transfers, no immediate tax
Section eighty-five keeps wealth intact

[Verse 2]
Fair market value sets the ceiling high
But she can elect anywhere from ACB to sky
Choose the sweet spot where no gain appears
Defer the reckoning for future years
Corporation takes her chosen base
Shares received reflect that same embrace

[Chorus]
Roll it over, roll it over
Keep the basis flowing down
Elected amount becomes the bridge
Between old owner and new crown
ACB transfers, no immediate tax
Section eighty-five keeps wealth intact

[Verse 3]
Boot received beyond the share consideration
Triggers gain up to elected nomination
Cash or debt that sweetens up the deal
Makes some capital gain immediately real
Non-share consideration breaks the shield
Forces recognition of what boot revealed

[Bridge]
Active business assets qualify the best
Passive investments face a tougher test
Related person rules must be observed
Connected parties get what they deserved
Terminal losses vanish in the trade
Depreciation recapture can't evade

[Chorus]
Roll it over, roll it over
Keep the basis flowing down
Elected amount becomes the bridge
Between old owner and new crown
ACB transfers, no immediate tax
Section eighty-five keeps wealth intact

[Outro]
File the election by the deadline date
Joint consent seals the corporate fate
Rollover planning saves the tax today
But basis follows in the corporate way

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