Estate Freezes: Basics and Benefits

dark alt-pop, bubblegum dance chanson, swamp blues boogie, blues rock · 4:08

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Lyrics

[Verse 1]
Margaret owns her growing enterprise worth five million today
But death tax looms like hungry wolves, could steal her wealth away  
Her daughter waits to take the helm, but growth means bigger bills
Estate freeze locks the current worth, caps what the taxman kills

[Chorus]
Freeze the value, shift the bloom
Preferred shares for you, common for your crew
F-P-C spells the way
Fixed, Participating, Convertible shares today
Hold control while growth flies free
To the hands of family

[Verse 2]
She swaps her common stock for preferred, crystallizing worth
Fixed dividend secures her cash, no more appreciation birth
The common shares with voting stripped go to her daughter's trust
All future gains accumulate there, while Mom retains robust control

[Chorus]
Freeze the value, shift the bloom
Preferred shares for you, common for your crew
F-P-C spells the way
Fixed, Participating, Convertible shares today
Hold control while growth flies free
To the hands of family

[Bridge]
Attribution rules lurk like shadows, watch the kiddie tax
Price discount for minority stakes, valuation hacks
Rollback provisions bite hard if you play the rules too loose
Section 86 rollover keeps the taxman from abuse

[Verse 3]
Ten years pass, the company soars to fifteen million strong
Margaret's preferred stays frozen at five, her daughter reaps what's grown
Estate tax calculated on the locked-in price alone
While ten million dollars transferred clean, no levy from the throne

[Chorus]
Freeze the value, shift the bloom
Preferred shares for you, common for your crew
F-P-C spells the way
Fixed, Participating, Convertible shares today
Hold control while growth flies free
To the hands of family

[Outro]
When succession planning calls your name
Estate freeze tames the tax game
Freeze today, tomorrow's gains escape the grave

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