[Verse 1] When you're working for yourself, no corporate shield Sole proprietor consultant, making your deals Health insurance premiums, they might qualify As deductions on your personal tax reply But there's a rule you need to know by heart Before you claim and get that deduction start If your spouse has coverage that includes you too Then this deduction isn't something you can do [Chorus] Sole prop health, check your spouse's plan No coverage there, then yes you can Private health and dental too Personal return, deduction's true Sole prop health, remember the test Spouse's plan coverage, that's your first step [Verse 2] Self-employed means you're on your own No employer benefits, you're in the zone Paying premiums from your pocket deep These costs add up, they're yours to keep But Revenue Canada has a simple rule Think of it as a qualifying tool If spouse's employer covers your care Your deduction claim just isn't there [Chorus] Sole prop health, check your spouse's plan No coverage there, then yes you can Private health and dental too Personal return, deduction's true Sole prop health, remember the test Spouse's plan coverage, that's your first step [Bridge] Not incorporated, that's the key Sole proprietorship sets you free Personal tax return gets the claim But spouse eligibility stops the game Check the coverage, read it through Are you eligible, yes or no If the answer's no you're not Then deduction's what you've got [Chorus] Sole prop health, check your spouse's plan No coverage there, then yes you can Private health and dental too Personal return, deduction's true Sole prop health, remember the test Spouse's plan coverage, that's your first step [Outro] Sole proprietor, stand alone Health premiums, claim your own Just remember spouse's care If you're covered, nothing's there
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