3 Personal Health Insurance Premiums (Sole Prop)

popcore, dark alternative rock, sitar southern rock, techno norteño · 3:49

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Lyrics

[Verse 1]
Sarah runs her graphic studio, freelance and unbound
No corporate umbrella, just her skills renowned
Monthly dental bills and health insurance drain
She wonders if these premiums could ease tax pain

[Chorus]
Sole proprietor, not incorporated
Health premiums might be tax-related
Check your spouse's plan before you claim
Can't double-dip this deduction game
Private coverage for the self-employed
Personal return where it's deployed

[Verse 2]
Marcus builds websites from his kitchen table
Independent contractor, financially stable
But when his wisdom tooth starts acting up
He pays the dentist from his coffee cup

[Chorus]
Sole proprietor, not incorporated
Health premiums might be tax-related
Check your spouse's plan before you claim
Can't double-dip this deduction game
Private coverage for the self-employed
Personal return where it's deployed

[Bridge]
Not eligible through your partner's work
That's the golden rule, don't try to shirk
Medical, dental, coverage you buy
Personal T1 where deductions lie

[Verse 3]
The accountant asks about her husband's job
"Does he get benefits?" She starts to sob
"He's freelance too, we're both on our own"
"Perfect," he smiles, "write-offs you've grown"

[Chorus]
Sole proprietor, not incorporated
Health premiums might be tax-related
Check your spouse's plan before you claim
Can't double-dip this deduction game
Private coverage for the self-employed
Personal return where it's deployed

[Outro]
When April comes around again
Remember health insurance then
Sole prop status, premiums paid
Personal deduction parade

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