[Verse 1]
The email looks legitimate, CEO's signature pristine
But behind that trusted sender lurks a digital machine
Wire transfer authorization, urgent deadline today
Your judgment under fire when deception leads the way
[Chorus]
When humans are the target, tech can't save the day
Cyber liability, crime policies at play
Social engineering, computer fraud rider
Contract obligations make the stakes grow wider
D and O coverage when governance fails
Human leverage risk, the devil's in details
[Verse 2]
BEC schemes drain accounts while systems function fine
Callback verification should be your lifeline
Vendor contracts mandate phishing defense protocols
MSSP agreements with detection interval calls
[Chorus]
When humans are the target, tech can't save the day
Cyber liability, crime policies at play
Social engineering, computer fraud rider
Contract obligations make the stakes grow wider
D and O coverage when governance fails
Human leverage risk, the devil's in details
[Bridge]
Sublimits and endorsements, coordinate your broker
Coverage gaps emerge when policies get broken
Spear phishing exploits what training cannot mend
The weakest link remains where human instincts bend
[Verse 3]
Fraudulent instructions bypass every wall
Vishing campaigns make the strongest firewall fall
Executive liability when material loss appears
Reasonable controls can't eliminate all fears
[Chorus]
When humans are the target, tech can't save the day
Cyber liability, crime policies at play
Social engineering, computer fraud rider
Contract obligations make the stakes grow wider
D and O coverage when governance fails
Human leverage risk, the devil's in details
[Outro]
Residual risk remains in every human choice
Technology stays silent when deception finds its voice