[Verse 1]
We put our money where we sleep at night
Sixty percent in bricks, we think that's right
One single house becomes our golden bet
The most illiquid choice that we can get
While other nations spread their wealth around
We tie it up in just one plot of ground
[Chorus]
House-heavy, risk-light, that's the Canadian way
Set it and forget it, hope it grows someday
House-heavy, risk-light, missing chances to grow
There's so much more to wealth than what we know
[Verse 2]
We skimp on tools that make us work much better
Won't invest in skills or get a mentor
Our businesses get crumbs while houses feast
Personal development gets decreased
We'd rather buy a bigger mortgage payment
Than fund our own professional arrangement
[Chorus]
House-heavy, risk-light, that's the Canadian way
Set it and forget it, hope it grows someday
House-heavy, risk-light, missing chances to grow
There's so much more to wealth than what we know
[Bridge]
RRSPs just sitting there collecting dust
TFSAs we opened but don't adjust
We fear the markets might go up and down
So mediocre returns is what we've found
Risk-free means growth-free, that's the trade we make
Missing opportunities for wealth's sake
[Verse 3]
While others build their skills and take some chances
We play it safe and limit our advances
Diversification means more than one street
It's spreading risk so wealth can truly meet
Your future needs in ways that houses can't
Stop putting all your eggs in real estate
[Chorus]
House-heavy, risk-light, that's the Canadian way
Set it and forget it, hope it grows someday
House-heavy, risk-light, missing chances to grow
There's so much more to wealth than what we know
[Outro]
Break free from house-heavy thinking today
Find balance in your wealth, there's a better way