Cash Flow Matching

russian salsa, classical cumbia, havana electropop · 3:11

Listen on 93

Lyrics

[Verse 1]
Picture a puzzle where each piece must fit
Your future obligations, dollar by dollar
Every bond you purchase syncs in perfect split
Maturity dates aligned like clockwork scholar
When pension payments come due in twenty-five
Your treasuries mature that exact same day

[Chorus]
Cash flow matching, timing's everything
Bond maturities dance with liabilities
No reinvestment risk to make you swing
Perfect synchronization, guarantees
Match the dates, match the amounts
Every payment, every cent counts

[Verse 2]
Corporate bonds for next year's benefit check
Government notes for decade-distant claims
Calculate precisely what you'll collect
No guessing games or market-timing flames
Your portfolio becomes a ticking clock
Each security expires right on schedule

[Chorus]
Cash flow matching, timing's everything
Bond maturities dance with liabilities
No reinvestment risk to make you swing
Perfect synchronization, guarantees
Match the dates, match the amounts
Every payment, every cent counts

[Bridge]
Dedication strategy, bonds locked tight
Duration matching can't provide this peace
When interest rates shift left or right
Your obligations still find their release
Immunization through precision planning
Every cashflow mapped and understanding

[Verse 3]
Strip bonds work perfectly for single dates
Zero coupons maturing when you need
Municipal bonds for education's gates
Corporate paper for retirement's deed
Build your ladder rung by careful rung
Till every future payment finds its song

[Chorus]
Cash flow matching, timing's everything
Bond maturities dance with liabilities
No reinvestment risk to make you swing
Perfect synchronization, guarantees
Match the dates, match the amounts
Every payment, every cent counts

[Outro]
When tomorrow's bills arrive on time
Your bonds mature in perfect rhyme

← Introduction to Liability-Driven Investing | Duration Matching for Liabilities →