Capital Structure

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Lyrics

[Verse 1]
Modigliani-Miller built a perfect world
Where capital structure doesn't matter, value's unfurled
No taxes, no friction, just pure theory's dance
Debt or equity - firm value stays the same stance
But add some taxes to this pristine scene
Interest deductions make debt look keen
Tax shield benefits boost the worth
Corporate borrowing gains more girth

[Chorus]
M-M perfect, then add tax shield
Trade-off theory makes the balance real
Pecking order says retained comes first
Agency costs can make things worse
Target structure, covenants bind
Capital choices occupy the mind

[Verse 2]
Financial distress creeps in when leverage climbs
Bankruptcy whispers, restructuring chimes
Trade-off theory weighs the scales so neat
Tax benefits versus distress costs compete
There's an optimal point where value peaks
Beyond that spot, destruction seeks
Sweet equilibrium, debt's golden zone
Where tax shields shine but risks aren't overblown

[Chorus]
M-M perfect, then add tax shield
Trade-off theory makes the balance real
Pecking order says retained comes first
Agency costs can make things worse
Target structure, covenants bind
Capital choices occupy the mind

[Bridge]
Pecking order climbs the funding tree
Internal cash flows, debt, then equity
Myers said managers guard inside truth
Information asymmetry, that's the proof
Equity signals overvaluation's curse
So debt comes second, equity comes last in verse

[Verse 3]
Agency battles wage between the sides
Debt holders, shareholders with different rides
Moral hazard tempts the equity crew
Risk-shifting games and asset substitution too
Debt covenants tighten management's rein
Financial ratios, investment constraints maintain
Monitoring costs and bonding fees arise
When interests clash, trust slowly dies

[Chorus]
M-M perfect, then add tax shield
Trade-off theory makes the balance real
Pecking order says retained comes first
Agency costs can make things worse
Target structure, covenants bind
Capital choices occupy the mind

[Outro]
Target ratios guide the corporate quest
Industry benchmarks suggest what's best
Flexibility matters, timing's key
Capital structure shapes what firms can be

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