Term Structure: Liquidity Preference Theory

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Lyrics

[Verse 1]
Investors clutch their cash like treasure maps
Short bonds feel safe, quick exit gaps
But longer journeys through the years ahead
Fill cautious minds with mounting dread

[Chorus]
Liquidity preference, pay me more
For time I cannot touch what's stored
Risk premiums climb the ladder high
That's why the yield curve points to sky
L-P-T explains the slope we see
Longer means less liquidity

[Verse 2]
Thirty-year bonds lock wealth away
While three-month bills mature today
Uncertainty grows with distant dates
So compensation compensates

[Chorus]
Liquidity preference, pay me more
For time I cannot touch what's stored
Risk premiums climb the ladder high
That's why the yield curve points to sky
L-P-T explains the slope we see
Longer means less liquidity

[Bridge]
Keynes observed what markets knew
Time creates a different view
Flexibility costs extra yield
When liquid access you must yield

[Verse 3]
Each added year demands its fee
For giving up mobility
The curve reflects this basic truth
Premium grows from root to roof

[Chorus]
Liquidity preference, pay me more
For time I cannot touch what's stored
Risk premiums climb the ladder high
That's why the yield curve points to sky
L-P-T explains the slope we see
Longer means less liquidity

[Outro]
When you see yields ascend in line
Remember this theory so divine
Patience pays but freedom costs
In bond markets, nothing's ever lost

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