[Verse 1] Sarah's got a pension fund, payments due each year Retirees expecting checks, dates are crystal clear January, March, and June, obligations set in stone She needs a strategy that leaves no gaps, no loans [Chorus] Match the dates, match the amounts Cash flow matching, every ounce counts When bonds mature, the money's there Perfect timing, perfect care Match the dates, match the amounts Conservative but sure it counts [Verse 2] Buy a bond that pays ten grand on January third When the pension payment's due, timing's not absurd March fifteenth needs twenty thou, find a bond that pays Exactly when the bill comes due, no delays, no maze [Chorus] Match the dates, match the amounts Cash flow matching, every ounce counts When bonds mature, the money's there Perfect timing, perfect care Match the dates, match the amounts Conservative but sure it counts [Bridge] Benefits are beautiful, you sleep without a fright No market risk, no guessing games, obligations tight But limitations lurk around, costs can climb too high Perfect bonds are rare to find, yields may make you cry [Verse 3] Reinvestment headaches gone, no rolling dice each day But inflexible and pricey, that's the price you pay When interest rates are dancing low, returns might disappoint But certainty's the golden prize at every payment point [Chorus] Match the dates, match the amounts Cash flow matching, every ounce counts When bonds mature, the money's there Perfect timing, perfect care Match the dates, match the amounts Conservative but sure it counts [Outro] Sarah smiles on payment days, her strategy's complete Cash flows matched to every need, victory tastes so sweet
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