Bond Characteristics and Markets

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Lyrics

[Verse 1]
When corporations need some cash to grow
They print a promise, here's what you should know
A coupon payment twice throughout the year
Par value's what you get when maturity's here
One thousand dollars face, that's standard fare
But market price will fluctuate with care

[Chorus]
Bonds are IOUs with fancy names
Coupon, maturity, par value games
Call provisions let them pay early
Put provisions, you decide surely
Government, corporate, municipal too
MBS and ABS, there's quite a few

[Verse 2]
Fixed rate payments never change their tune
Floating rates dance with prime rates in June
Zero coupon bonds pay nothing each year
But discount pricing makes the yield appear
TIPS adjust for inflation's sneaky bite
Treasury bonds backed by government might

[Chorus]
Bonds are IOUs with fancy names
Coupon, maturity, par value games
Call provisions let them pay early
Put provisions, you decide surely
Government, corporate, municipal too
MBS and ABS, there's quite a few

[Bridge]
Indenture contracts spell out every rule
Affirmative covenants, negative tool
Sinking funds retire the debt each year
Convertible bonds switch to equity gear
Primary markets where new bonds are born
Secondary trading until they're worn

[Verse 3]
Municipal bonds dodge the tax collector
Sovereign debt from nations, risk detector
Supranational bonds from World Bank crew
CDOs package mortgages anew
Over-the-counter trading dominates
No central exchange, just bid-ask rates

[Chorus]
Bonds are IOUs with fancy names
Coupon, maturity, par value games
Call provisions let them pay early
Put provisions, you decide surely
Government, corporate, municipal too
MBS and ABS, there's quite a few

[Outro]
Securitized assets bundled tight
CMOs slice mortgage cash flow right
From corporate boardrooms to Treasury halls
Bond markets answer when borrowing calls

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