Interest Rate Risk

russian salsa, classical cumbia, havana electropop

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Lyrics

[Verse 1]
When interest rates fluctuate and prices start to sway
Duration measures sensitivity in a quantified way
Macaulay counts the weighted time till cash flows reach your hand
Modified strips the yield plus one to help you understand

[Chorus]
Duration, convexity, the bond price puzzle pieces
PVBP and money duration when volatility increases
Effective for embedded options, key rate for the curve
Remember MAC-MOD-EFF-KEY, the sequence that you'll serve

[Verse 2]
Money duration multiplies by market value's weight
While PVBP shows dollar change for one basis point's fate
Convexity curves upward when no options interfere
But callable bonds flatten out when rates drop crystal clear

[Chorus]
Duration, convexity, the bond price puzzle pieces
PVBP and money duration when volatility increases
Effective for embedded options, key rate for the curve
Remember MAC-MOD-EFF-KEY, the sequence that you'll serve

[Bridge]
Expectations theory says forward rates predict tomorrow
Liquidity preference adds a premium for the sorrow
Segmented markets separate by maturity demand
Preferred habitat blends them both across the yield command

[Verse 3]
Putable bonds gain value when the rates begin to climb
Mortgage-backed securities have negative convex time
Duration shortens when refinancing accelerates the flow
Convexity turns negative as prepayments start to grow

[Chorus]
Duration, convexity, the bond price puzzle pieces
PVBP and money duration when volatility increases
Effective for embedded options, key rate for the curve
Remember MAC-MOD-EFF-KEY, the sequence that you'll serve

[Outro]
EXP-LIQ-SEG-HAB for term structure theories
Interest rate risk mastered through these mathematical queries

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