Bond Indentures and Covenants Explained

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Lyrics

[Verse 1]
When corporations need to borrow cash
They draft a contract thick as phone books past
The bond indenture spells out every term
Who gets what payments, how the money turns
A trustee watches like a hawk above
Making sure the issuer shows some love

[Chorus]
Indenture ink, the legal link
Between the borrower and you
Covenants tight, protect your right
To payments coming through
Affirmative yes, negative stress
The rules that bind their hands
Remember this when bonds exist
The contract makes demands

[Verse 2]
Affirmative covenants make them swear
To pay on time and keep their records bare
File reports and maintain insurance clear
Keep their credit rating crystal near
While negative ones say what they can't do
No extra debt without approving you

[Chorus]
Indenture ink, the legal link
Between the borrower and you
Covenants tight, protect your right
To payments coming through
Affirmative yes, negative stress
The rules that bind their hands
Remember this when bonds exist
The contract makes demands

[Bridge]
Secured bonds grab collateral tight
Unsecured trust the company's might
Sinking funds build redemption pools
Cross-default clause breaks borrowing rules
If covenants crack, acceleration kicks
Your money back through legal tricks

[Final Chorus]
Indenture ink, the legal link
Between the borrower and you
Covenants tight, protect your right
To payments coming through
Affirmative yes, negative stress
The trustee guards your gold
These binding laws with iron claws
Keep promises controlled

[Outro]
Read the fine print, know your rights
The indenture guides your investing nights

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