[Verse 1] Sarah's wedding dress in eighteen months ahead Retirement cottage where she'll rest her head Each dream demands a different strategy Time horizon shapes the recipe [Chorus] Goals-based allocation, match the clock Short-term stable, long-term stock Aggressive growth for distant years Conservative when deadline nears Goals-based allocation, time and need Plant the perfect asset seed [Verse 2] College tuition due in just three years Money market funds calm parent fears But pension plans can weather storms Equities fit those longer forms [Chorus] Goals-based allocation, match the clock Short-term stable, long-term stock Aggressive growth for distant years Conservative when deadline nears Goals-based allocation, time and need Plant the perfect asset seed [Verse 3] Emergency fund stays liquid and secure Cash and treasuries keep risk demure Vacation bucket gets moderate blend House down payment can't pretend [Bridge] Buckets hold your separate dreams Each one gets its perfect scheme Risk capacity meets your timeline Asset classes fall in line [Chorus] Goals-based allocation, match the clock Short-term stable, long-term stock Aggressive growth for distant years Conservative when deadline nears Goals-based allocation, time and need Plant the perfect asset seed [Outro] Every goal deserves its place Custom portfolio embrace Time horizon shows the way Asset allocation saves the day
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