When Supply Goes Down

Curriculum: The Rise and Fall of Broad-Based Prosperity in the U.S. (1948–Present) · 3:39

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Lyrics

[Verse 1]
Back in forty-eight the dream was real and bright
Workers bought their homes, the future looked so right
But then the rules began to change across the land
Zoning laws and permits, regulations got so grand

[Chorus]
When supply goes down but demand stays high
Housing prices reach up to the sky
Those who own get rich, those who rent fall behind
It's the wealth gap growing in our time
Supply constraints make the assets climb
Inequality grows by design

[Verse 2]
Let's take San Francisco, see how it unfolds
Nineteen seventies brought the rules that we've been told
Height limits, lengthy permits, neighborhood review
Made it hard to build, so the housing stock stayed few

[Chorus]
When supply goes down but demand stays high
Housing prices reach up to the sky
Those who own get rich, those who rent fall behind
It's the wealth gap growing in our time
Supply constraints make the assets climb
Inequality grows by design

[Bridge]
Tech workers flooding in with cash to spend
But new construction couldn't match the trend
The gap between the haves and have-nots grew
As housing became wealth for just a few

[Verse 3]
Homeowners saw their equity rise each year
While renters faced the costs they couldn't bear
The model shows the pattern crystal clear
Constrain supply and watch inequality appear

[Chorus]
When supply goes down but demand stays high
Housing prices reach up to the sky
Those who own get rich, those who rent fall behind
It's the wealth gap growing in our time
Supply constraints make the assets climb
Inequality grows by design

[Outro]
From sea to shining sea the story's told
When housing's scarce, the wealth divide takes hold
The path from broad prosperity to few
Starts when we limit what builders can do

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