4 Estate and Gift Tax Planning Techniques

U.S. Tax Law Essentials · 3:57

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Lyrics

[Verse 1]
When you're wealthy and you're planning for the future of your kin
There are strategies to help you minimize the tax within
Life insurance trusts keep policies away from your estate
ILITs protect your family when you meet your final date

[Chorus]
Plan it smart, plan it right
GRATs and trusts will save the night
IDGTs, QPRTs too
Estate planning's here for you
Before twenty-twenty-six
Get your gifting strategies fixed
SLATs and partnerships aligned
Peace of tax-saving mind

[Verse 2]
Grantor retained annuity trusts can zero out the gift
You keep the payments while your assets to your heirs will shift
Intentionally defective grantor trusts sound like a mistake
But you pay taxes while the trust grows for your family's sake

[Chorus]
Plan it smart, plan it right
GRATs and trusts will save the night
IDGTs, QPRTs too
Estate planning's here for you
Before twenty-twenty-six
Get your gifting strategies fixed
SLATs and partnerships aligned
Peace of tax-saving mind

[Verse 3]
Your personal residence can go into a QPRT
You live there still but future value transfers tax-free
Family partnerships with discounts on the valuation
Reduce the gift tax burden on your wealth's destination

[Bridge]
Charitable trusts give back while saving tax
Lead trusts pay charity first, remainder comes back
Spousal access trusts let your partner benefit
While moving assets out of your estate's permit

[Verse 4]
Twenty twenty-six is coming and exemptions will decline
From twelve point nine to five point four-nine million is the line
So plan your gifting now while limits still are high
Or watch your family pay more when you say goodbye

[Chorus]
Plan it smart, plan it right
GRATs and trusts will save the night
IDGTs, QPRTs too
Estate planning's here for you
Before twenty-twenty-six
Get your gifting strategies fixed
SLATs and partnerships aligned
Peace of tax-saving mind

[Outro]
Eight techniques to save your wealth
Plan them now for family's health
Estate and gift tax planning done
Your legacy's battles won

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