[Verse 1] Don't just trust the reconciliation sheet Read your bank statements line by line complete Every transaction tells a story true Financial control starts with what you do When vendors knock upon your business door Never let one person handle the whole score Approve each new name before they're in the game Separation of duties is the claim to fame [Chorus] Ten things owners must do, can't delegate away Review, approve, require - that's the owner's way Trust but verify, rotate and supervise Financial control through your watchful eyes [Verse 2] Payroll day is coming, do you know your count Every single employee, every last amount Credit cards are swiping, charges here and there Line by line inspection shows you really care Bank statements in the mail should come to you direct Not filtered through the books, that's what fraudsters expect Dual approval threshold, set the limit right Two signatures required keeps your money tight [Chorus] Ten things owners must do, can't delegate away Review, approve, require - that's the owner's way Trust but verify, rotate and supervise Financial control through your watchful eyes [Bridge] Make them take vacation, fraud needs constant care Two weeks away from books will show what's really there Know your key ratios, the numbers tell the tale Gross margin, payroll percent, before the ship sets sail [Verse 3] Rotate your bookkeepers or audit every year Fresh eyes on the ledger make the truth appear Mini-audits cost less than the lawyer's fee Prevention beats litigation, can't you see [Final Chorus] Ten things owners must do, the power's in your hands Review, approve, require, take your final stands Trust but verify, it's your business to protect Financial mastery through diligent respect [Outro] From bank statements to ratios, the owner leads the way Financial control mastery, each and every day
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