[Verse 1]
Sarah runs her bakery with pride and care
One person handles money everywhere
Records the sales and pays the bills too
Same hands that count are balancing through
No separation of the tasks at hand
One person controls where the money lands
[Chorus]
Small business, big target, can't you see
One-fifty thousand lost on average, easily
Twelve to eighteen months they steal away
Trust without checking leads you astray
Segregate duties, audit the books
Don't let blind faith give criminals hooks
[Verse 2]
Maria's been here fifteen faithful years
The owner trusts her, never any fears
But trust can blind you to the warning signs
When loyalty crosses over the lines
Long tenure doesn't guarantee they're clean
The books might hide what's never been seen
[Chorus]
Small business, big target, can't you see
One-fifty thousand lost on average, easily
Twelve to eighteen months they steal away
Trust without checking leads you astray
Segregate duties, audit the books
Don't let blind faith give criminals hooks
[Verse 3]
No audit team to watch the money flow
No second set of eyes to help you know
The owner's busy running day to day
While financial controls just slip away
Operations first, that's how they think
But weak controls can push you to the brink
[Bridge]
Offshore bookkeeping, cheap but risky game
No accountability, no one to blame
They don't know your business, context is lost
Saving pennies but counting the cost
[Chorus]
Small business, big target, can't you see
One-fifty thousand lost on average, easily
Twelve to eighteen months they steal away
Trust without checking leads you astray
Segregate duties, audit the books
Don't let blind faith give criminals hooks
[Outro]
Under one hundred employees means you're at risk
ACFE data shows you can't dismiss
The highest median loss per case
Small business owners, protect your base