5 Capital Gains and Losses (Subdivision c)

Canadian Tax Fundamentals · 4:16

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Lyrics

[Verse 1]
When you buy and sell for profit gain
Is it income or capital's domain?
Happy Valley Farms shows us the way
Trading frequency matters every day
If it's your business, income it will be
But investment gains are taxed differently

[Chorus]
Thirty-eight to fifty-five, that's where the rules reside
Half the gain is what you claim, capital gains applied
LCGE saves the day, principal residence hooray
Stop-loss rules will block your moves, superficial loss won't pay

[Verse 2]
Section thirty-eight begins the dance
Half inclusion rate gives you a chance
But in twenty twenty-four things changed around
Higher earners pay more on gains they've found
Two-thirds inclusion when you cross the line
Quarter million threshold, pay the fine

[Chorus]
Thirty-eight to fifty-five, that's where the rules reside
Half the gain is what you claim, capital gains applied
LCGE saves the day, principal residence hooray
Stop-loss rules will block your moves, superficial loss won't pay

[Bridge]
Lifetime capital gains exemption waits
Small business shares and farming real estate
Million dollar shelter from the tax
Principal residence, no gains to track
Superficial loss within thirty days
Stops your tax planning clever ways

[Verse 3]
Compute your gain, subtract your cost
Add improvements that you haven't lost
Capital losses offset capital gains
Carry forward when the red remains
Three years back or forward without end
Till capital gains help losses blend

[Chorus]
Thirty-eight to fifty-five, that's where the rules reside
Half the gain is what you claim, capital gains applied
LCGE saves the day, principal residence hooray
Stop-loss rules will block your moves, superficial loss won't pay

[Outro]
Income or capital, make the call
Subdivision C covers it all
From Happy Valley to your home so sweet
Capital gains make tax complete

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