4 Corporate Distributions

Canadian Tax Fundamentals · 4:18

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Lyrics

[Verse 1]
When a corporation shares its wealth around
Four different ways the money can be found
Paid-up capital tells us what's invested clean
The baseline for distributions, here's what it means

[Chorus]
PUC is key, dividends flow free
Eligible gets the credit, non-eligible you see
Capital dividends tax-free ride
Return of capital by your side
Four distributions, know them well
Section eighty-four has tales to tell

[Verse 2]
Eligible dividends from Canadian corps that pay
High tax rates get gross-up, enhanced credit comes your way
Non-eligible from small biz income earned
Lower gross-up rate, less credit to be learned

[Chorus]
PUC is key, dividends flow free
Eligible gets the credit, non-eligible you see
Capital dividends tax-free ride
Return of capital by your side
Four distributions, know them well
Section eighty-four has tales to tell

[Verse 3]
Capital Dividend Account tracks gains that don't get taxed
Half of capital gains and life insurance facts
When paid out as capital dividends they're free
No tax burden for you and me

[Bridge]
Return of capital gives you back your base
Reduces ACB without a tax embrace
But when distributions exceed PUC's amount
Deemed dividends in section eighty-four we count

[Verse 4]
Share redemptions and wind-ups trigger deemed div rules
Proceeds minus PUC, these are the tools
Section eighty-four catches excess flow
Treats surplus as dividends, now you know

[Chorus]
PUC is key, dividends flow free
Eligible gets the credit, non-eligible you see
Capital dividends tax-free ride
Return of capital by your side
Four distributions, know them well
Section eighty-four has tales to tell

[Outro]
Four ways corporate money flows
Now you know how each one goes
From PUC to deemed dividends
Corporate distributions comprehend

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