Employment Benefits & Deductions

Canadian Tax Fundamentals · 3:04

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Lyrics

[Verse 1]
When your employer gives you more than pay
There's benefits that come into play
Automobile allowance for business trips
Housing benefits, watch your tax slips
Stock options granted at discount rates
Income inclusion, don't be late

[Chorus]
Benefits in, deductions out
That's what employment tax is about
Automobile, housing, options too
RPP and union dues
Tax them in, write them down
Employment income goes around

[Verse 2]
Company car for personal use
Standby charge, there's no excuse
Two percent per month of cost
Plus operating, nothing's lost
Housing loan at favoured rate
Benefit equals market rate

[Chorus]
Benefits in, deductions out
That's what employment tax is about
Automobile, housing, options too
RPP and union dues
Tax them in, write them down
Employment income goes around

[Bridge]
Stock option benefit, when you exercise
Fair value minus price you paid, that's your prize
But if it's a CCPC qualifying share
Deferral rules might get you there

[Verse 3]
Now for deductions from your pay
RPP contributions lead the way
Union dues and professional fees
Legal expenses, if you please
Child care costs when you're away
Working income, every day

[Chorus]
Benefits in, deductions out
That's what employment tax is about
Automobile, housing, options too
RPP and union dues
Tax them in, write them down
Employment income goes around

[Outro]
T4 shows the final score
Benefits added, deductions floor
Employment income, clear and true
CPA knowledge coming through

← Employment Income Basics (Sections 5-8) | Business Income Fundamentals (Sections 9-37) →