Financial Instruments Classification

Financial Accounting Standards and Reporting · 3:13

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Lyrics

[Verse 1]
When companies hold financial assets in their hands
They need to classify them with accounting standards
Three categories help us understand the way
Assets are measured at the end of each day

[Chorus]
Hold to collect, hold and sell, fair value now
SPPI test and business model show us how
Amortized cost or fair value through the eyes
Of income statement, that's where profit lies

[Verse 2]
If you hold to collect the contractual cash flows
And payments are principal plus interest that grows
Pass the SPPI test, it's simple and clear
Amortized cost is the method you'll hear

[Chorus]
Hold to collect, hold and sell, fair value now
SPPI test and business model show us how
Amortized cost or fair value through the eyes
Of income statement, that's where profit lies

[Verse 3]
Hold to collect and sell when timing is right
Fair value through OCI keeps the balance sheet bright
Unrealized gains and losses will flow
To other comprehensive income, now you know

[Bridge]
Financial liabilities have their own way
Amortized cost is how most of them stay
But trading liabilities change every day
Fair value through profit is how they display

[Chorus]
Hold to collect, hold and sell, fair value now
SPPI test and business model show us how
Amortized cost or fair value through the eyes
Of income statement, that's where profit lies

[Outro]
Classification drives the measurement you see
Understanding this brings accounting clarity
From assets to liabilities, now you can tell
How financial instruments are classified well

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