[Verse 1]
Sarah checks her home's assessed value every week
Sixty-five percent of wealth locked in brick and peak
While her laptop's seven years old, skills gather dust
Investment account untouched since two-thousand-plus
[Chorus]
House-rich, cash-poor, that's the Canadian way
Put it all in bedrooms, let the rest decay
RRSPs sleeping while inflation bites
Four percent forever, playing it too tight
House-rich, cash-poor, missing wealth's true game
Different roads to riches, but we choose the same
[Verse 2]
Mike could start that food truck, upgrade his degree
Learn that coding language, buy new machinery
But the mortgage payments drain his monthly flow
Risk means maybe losing what he thinks he knows
[Chorus]
House-rich, cash-poor, that's the Canadian way
Put it all in bedrooms, let the rest decay
RRSPs sleeping while inflation bites
Four percent forever, playing it too tight
House-rich, cash-poor, missing wealth's true game
Different roads to riches, but we choose the same
[Bridge]
Set-and-forget mentality
TFSAs on autopilot, see
While our southern neighbors bet on growth
We clutch our safety blankets close
[Verse 3]
Real estate's seductive, seems so safe and sound
But illiquid assets keep your money bound
Diversification's more than just a word
Balance risk and safety, let your wealth take flight
[Final Chorus]
Break free from house-poor, try a different way
Skills and business ventures, active wealth at play
Wake your sleeping accounts from their quiet night
Smart risk brings rewards beyond four percent's bite
House-rich, cash-poor doesn't have to be
Your productivity story's yours to rewrite
[Outro]
Brick and mortar's fine but don't put all eggs there
Spread your wealth around, give your future care