[Verse 1] When contracts dance with danger zones And lawsuits lurk in shadows deep The savvy leader shields their throne With coverage clauses while they sleep Mandatory insurance written tight Ten million minimum, no escape Professional liability's bite Transforms disasters into manageable shape [Chorus] C-A-I spells out the way Coverage, Additional, Indemnity Shift the burden, make them pay Primary carriers, you and me Hold harmless, defend and cure Transfer risk from door to door C-A-I makes ventures sure Insurance armor, legal war [Verse 2] Additional insured provisions gleam Like golden tickets in the clause Your client's name upon their scheme Gives coverage without legal pause Waiver of subrogation flows Preventing carriers from pursuit When accidents bloom like winter rose The insurers cannot counter-suit [Chorus] C-A-I spells out the way Coverage, Additional, Indemnity Shift the burden, make them pay Primary carriers, you and me Hold harmless, defend and cure Transfer risk from door to door C-A-I makes ventures sure Insurance armor, legal war [Bridge] Certificates aren't guarantees Just snapshots of a moving train Endorsements hold the master keys That lock away financial pain Occurrence versus claims-made splits The timeline where protection dwells Know which policy provision fits Before disaster's warning bells [Verse 3] Indemnification's sacred art Makes others shoulder what you owe Mutual versus one-way charts Determine which direction woes will flow Aggregate limits pool the funds Per-occurrence caps each single claim When enterprise and peril runs These boundaries contain the flame [Outro] C-A-I, the trinity of care Coverage shields, Additional shares Indemnity completes the prayer Smart leaders weave these safety snares
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